A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs, designed to help veterans, active duty service members, and eligible surviving spouses purchase homes with favorable terms including $0 down payment and no PMI.

Who qualifies for a VA loan?

You may qualify for a VA loan if you served on active duty in the U.S. military, received an honorable or general discharge, served the required length of time (typically 90 days), and are a U.S. citizen or eligible non-citizen.

What are the benefits of a VA loan?

VA loan benefits include $0 down payment, no PMI, competitive interest rates, no prepayment penalties, flexible credit requirements, and a reusable benefit that can be used multiple times.

Does Carl Hendrix serve all of Florida?

Yes, Carl Hendrix serves all of Florida including Miami, Tampa, Orlando, Jacksonville, and all other Florida cities. He is a VA loan specialist with 29+ years of experience.

(407) 234-5371

Frequently Asked Questions

Get answers to common questions about VA loans, eligibility, benefits, and the application process.